:root{
  --green:#006400; --green-2:#0a8a3a; --green-soft:#eaf6ee;
  --ink:#20261f; --muted:#5a6b60; --line:#dfe7e0; --bg:#ffffff;
  --amber:#ffd23f; --red:#c8102e; --shadow:0 2px 14px rgba(0,60,20,.08);
  --maxw:1080px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Roboto,Arial,Helvetica,sans-serif;color:var(--ink);
  line-height:1.7;font-size:17px;background:var(--bg)}
a{color:var(--green-2)}
a:hover{color:var(--green)}
img,svg{max-width:100%}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:saturate(1.2) blur(6px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 0}
.bar .logo{height:44px;width:auto}
nav.top a{display:inline-block;margin-left:18px;color:var(--ink);text-decoration:none;
  font-size:15px;font-weight:500}
nav.top a:hover{color:var(--green)}
.nav-toggle{display:none}
.hero{background:linear-gradient(160deg,#04361b 0%,#006400 55%,#0a8a3a 100%);color:#fff;
  padding:64px 0 56px}
.hero h1{font-size:2.35rem;line-height:1.2;margin:0 0 14px;font-weight:700}
.hero p.lead{font-size:1.15rem;max-width:760px;color:#eaf6ee;margin:0 0 22px}
.hero .chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}
.chip{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.28);
  color:#fff;padding:6px 12px;border-radius:20px;font-size:14px;text-decoration:none}
.chip:hover{background:rgba(255,255,255,.24);color:#fff}
main section{padding:46px 0;border-bottom:1px solid var(--line)}
h2{font-size:1.7rem;color:var(--green);margin:0 0 8px;line-height:1.25}
h2 .kicker,.kicker{display:block;font-size:.8rem;letter-spacing:2px;text-transform:uppercase;
  color:var(--green-2);font-weight:700;margin-bottom:6px}
h3{font-size:1.25rem;color:var(--ink);margin:26px 0 8px}
h4{font-size:1.05rem;color:var(--green);margin:18px 0 6px}
p{margin:0 0 16px}
ul,ol{margin:0 0 16px;padding-left:22px}
li{margin:6px 0}
.lead-block{background:var(--green-soft);border-left:4px solid var(--green);
  padding:16px 20px;border-radius:0 10px 10px 0;margin:20px 0}
.table-scroll{overflow-x:auto;margin:20px 0;border:1px solid var(--line);border-radius:12px;
  box-shadow:var(--shadow)}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:15px}
caption{caption-side:top;text-align:left;font-weight:700;color:var(--green);
  padding:12px 14px;font-size:.95rem}
th,td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--green);color:#fff;font-weight:600;white-space:nowrap}
tbody tr:nth-child(even){background:#f6faf7}
tbody tr:hover{background:var(--green-soft)}
.note{font-size:13px;color:var(--muted);margin:6px 2px 0}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:22px 0}
.pc{border:1px solid var(--line);border-radius:12px;padding:18px 20px;box-shadow:var(--shadow)}
.pc.pros{background:#f2fbf4;border-color:#bfe6c8}
.pc.cons{background:#fff5f5;border-color:#f2c7c7}
.pc h4{margin-top:0;display:flex;align-items:center;gap:8px}
.pc.pros h4{color:#0a7a34}
.pc.cons h4{color:#b81f2c}
.pc ul{list-style:none;padding-left:0}
.pc li{position:relative;padding-left:26px}
.pc.pros li:before{content:"✓";position:absolute;left:0;color:#0a7a34;font-weight:700}
.pc.cons li:before{content:"✕";position:absolute;left:0;color:#b81f2c;font-weight:700}
.grid-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:22px 0}
.card{border:1px solid var(--line);border-radius:12px;padding:18px;box-shadow:var(--shadow);background:#fff}
.card h4{margin-top:0}
.faq details{border:1px solid var(--line);border-radius:10px;padding:4px 16px;margin:10px 0;background:#fff}
.faq summary{cursor:pointer;font-weight:600;color:var(--ink);padding:10px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary:before{content:"＋";color:var(--green);font-weight:700;margin-right:10px}
.faq details[open] summary:before{content:"－"}
.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;
  box-shadow:var(--shadow);margin:24px 0}
.toc ol{columns:2;column-gap:30px}
.money{font-weight:600}
footer.site{background:#04270f;color:#cfe3d6;padding:40px 0 30px;font-size:15px}
footer.site a{color:#9fe0b3}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:26px}
footer h4{color:#fff;margin:0 0 10px}
.fine{border-top:1px solid rgba(255,255,255,.15);margin-top:26px;padding-top:16px;
  font-size:13px;color:#9fb3a4}
@media(max-width:820px){
  nav.top{display:none}
  .hero h1{font-size:1.8rem}
  .proscons,.grid-cards,footer .cols{grid-template-columns:1fr}
  .toc ol{columns:1}
}